Ask The Experts

Expert Advice – Insurance Claims 95.3 FM/1470 AM “Ask the Experts” Upstream TV Interview with Michael McManigal of Florida Loss Public Adjusters. “What is a Public Adjuster and why you need one?” This and many other questions answers in a live Radio interview with the experts from Florida Loss.     Questions about your insurance […]

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Should you file a Hurricane claim if your damage is under your deductible?

YES…Your hurricane deductible is based on the calendar year, so you should place a claim as your loss amount will count towards your overall deductible.  So, regardless of how many storms hit Florida, and no matter how many times the home is damaged, you are only responsible for for one hurricane deductible for the calendar […]

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Hurricane Irma Powerful and Catastrophic

Hurricane Irma in Florida Hurricane Irma, powerful and catastrophic! The most intense hurricane that has struck the United States since Katrina in 2005, and the first major hurricane to make landfall in the state of Florida since Wilma in 2005. Irma has caused widespread property damage throughout our state, particularly in the Florida Keys. Help For […]

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How long do Insurance Carriers have to pay a property claim?

The State of Florida gives all carriers the luxury of paying an Undisputed Amount in no more than 90 days.  That means you may wait 3 months to get a check for your claim, and that check is what the carrier thinks they should pay.  So, if you have a small water leak, you can […]

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Universal Property Insurance Antics

We’ve several very interesting things while handling claims from Universal property. They ALWAYS ask our client for a recorded statement.  Sometimes these questions ask if your in financial trouble, or if you’ve had a DUI.  Not sure what a DUI has to do with a claim, or why it is any of their business, but […]

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Hurricane Matthew

We are now accepting business and commercial property claims for Hurricane Matthew customers throughout Florida.

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