HURRICANE HELENE & HURRICANE MILTON
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Florida Loss Public Adjusters
STATEWIDE Hurricane Adjusters Since 2004
Public Adjuster Property Claims Advocate
What is a Public Adjuster?
In a nutshell, a public adjuster is an insurance claim advocate for the policyholder. A Public Insurance Adjuster advocates for you, the policy holder, and NOT the insurance company. The insurance company has their own adjusters that look after their own interests, and a public adjuster looks after your interests.
But wont my Insurance adjuster will give me what I need?
Our experience tells us this is unlikely. Insurance Company adjusters work for, report to, and are paid by, the insurance company. Insurance companies are businesses, and they too look after their own bottom line. We find that often times they opt to repair items when replacement should be given.
An average policyholder working alone with an insurance company adjuster can be like a person going to settle a lawsuit without having their own lawyer. Policyholders need this kind of professional representation.
If I hire a Public Adjuster, and I have to pay a percentage of my recovery, then I will then be short money?
This could be the biggest misconception, especially since our recoveries have often doubled the initial amount offed for a claim. For example, a Condo complex in Tamarac initially wanted to hire us to help them with their insurance claim but felt our fee would take away from their recovery amount. They decided to negotiate their insurance claim for almost a year and they only recovered $500,000. They felt they were shortchanged after going it alone, so they hired us to fight for addition monies. Within months we collected an ADDITIONAL $1 million dollars for this client.
Had they hired us from the beginning, we may have been able to collect even more than the toal 1.5 million, plus they would not have had the headache of trying to adjust their own claim.
What is a typical Public Adjuster Fee?
Public Adjuster fees are usually 20%, however when a State of Emergency is declared (like during a Hurricane), the State of Florida will cap Public Adjuster fees at 10%. Don’t believe our fee is well worth it? See our Client Testimonials.
Servicing all of Florida, from Key West to the panhandle
We assist policyholders throughout Florida, South Florida, Pembroke Pines and surrounding communities with property-related insurance claims. Our South Florida public adjusters represent policy-holders from homeowners to commercial property owners and also multi-unit policy holders. We realize that navigating through the insurance claim process can be a daunting task, but our team at Florida Loss Public Adjusters Inc. is here to make the process as simple and streamlined as possible.
We have a highly specialized team to serve you, consisting of professional Claim Adjusters, Estimators, I.T. Professionals, and Project Managers dedicated to providing the support needed in difficult times. We’ve been in business since 2004, and our team of Adjusters have over 50 years combined experience in the insurance adjusting field and their knowledge is instrumental in securing the maximum settlement for our clients. Some of our adjusters even worked as former Insurance Company adjusters, and they know exactly what carriers should pay. It’s like having a former IRS tax agent preparing your taxes or tax audit.
Florida Loss Public Adjusters has even created our own proprietary software that allows our clients to track their claim(s) online. Our exclusive on-line program allows our adjusters to work on claims via any Internet connection, and clients are able to log in, 24 hours a day, to track the progress of their insurance claim. We’ve invested years into developing this software for our clients, our adjusters, and our team. What other firm offers this unparalleled on-line service?
New Claim
New Claim? Call Florida Loss FIRST!
Call us the very moment you have a Residential, Business, or Commercial loss and we'll handle everything for you. We'll report your claim to the insurance carrier, document all the damages with photos and a written estimate, then meet your adjuster to negotiate your loss and maximize your settlement.
Old Claim
Re-Open your Old Claim
Do you have a claim, less than 3 years old, where you think you might have been underpaid? Let us take a look just to make sure you were properly compensated for your loss. If we feel we can get you more money, we'll re-open your claim. No recovery, no fee, nothing to lose!
Denied Claim
Overturn Your Denied Claim
Denied property claim for your home, business, or complex? Some claims are wrongfully denied just because of the way the loss was reported, and we've overturned many. Let our experts take a second look at your denied claim to determine if your denial is valid.
We Are Here To Assist You With Insurance Claims:
It can be quite devastating to have a fire destroy your home, business, or personal property. Our public adjusters can help you navigate the complexities of your fire damage claim. Lets us handle your claim so you can focus on rebuilding.
You can turn to us for assistance with your water damage claim, whether the damage was the result of a flood, a faulty pipe, a broken cast-iron pipe, a leaking appliance, or any other water-related cause. We’ll ensure you receive the maximum settlement for your water loss.
Cast-Iron Pipes are exceeding their life-expectancy and many are failing, causing ten of thousands of dollars in damage. Many Insurance carriers are fighting the fact that they should have to pay for pipe replacement, but we are proving them wrong. Let us help you get paid too.
We’ll help you document of all of damage property, as well as your stolen or damaged items, to ensure your are properly compensated for your loss.
We have extensive experience in handling all types of wind damage claims. Let our experienced team maximize your wind claim recovery.
If you do not feel that you were paid properly on any insurance claim less than 3 years old, we may be able to reopen the claim to get the money you deserve.
If your insurance claim was denied, there may still be hope. Our team can look at the denied claim and determine whether it was a valid or improper denial. If it was an improper denial, we’ll reopen your claim and try to recover a favorable settlement on your behalf. You have nothing to lose as there is no fee if we can’t collect you money.
We Are Here To Help You
We have recovered settlements for thousands of clients. Read what some of them had to say below.
Need Assistance?
Contact us now for claim help or to get additional information about our services.
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