A statement from Florida Loss on COVID-19

Florida Loss Public Adjusters, Inc. - State License# E109802 |

(954) 430-7333

Florida Loss Public Adjusters

Advocating for Florida Policyholders Since 2004


Call Florida Loss Public Adjusters Now:

(954) 430-7333(800) 430-7333

Florida Loss Public Adjusters

Advocating for Florida Policyholders Since 2004

Call Florida Loss Public Adjusters Now:

NO RECOVERY, NO FEE. You have NOTHING to lose. Call us local or toll free

New Claim

New Claim? Call Florida Loss FIRST!

Call us the very moment you have a Residential, Business, or Commercial loss and we'll handle everything for you. We'll report your claim to the insurance carrier, document all the damages with photos and a written estimate, then meet your adjuster to negotiate your loss and maximize your settlement.

Old Claim

Re-Open your Old Claim

Do you have a claim, less than 3 years old, where you think you might have been underpaid? Let us take a look just to make sure you were properly compensated for your loss. If we feel we can get you more money, we'll re-open your claim. No recovery, no fee, nothing to lose!

Denied Claim

Overturn Your Denied Claim

Denied property claim for your home, business, or complex? Some claims are wrongfully denied just because of the way the loss was reported, and we've overturned many. Let our experts take a second look at your denied claim to determine if your denial is valid.

Servicing all of Florida, from Key West to the panhandle

We assist policyholders throughout Florida, South Florida, Pembroke Pines and surrounding communities with property-related insurance claims. Our South Florida public adjusters represent policy-holders from homeowners to commercial property owners and also multi-unit policy holders. We realize that navigating through the insurance claim process can be a daunting task, but our team at Florida Loss Public Adjusters Inc. is here to make the process as simple and streamlined as possible.

We have a highly specialized team to serve you, consisting of professional Claim Adjusters, Estimators, I.T. Professionals, and Project Managers dedicated to providing the support needed in difficult times. We’ve been in business since 2004, and our team of Adjusters have over 50 years combined experience in the insurance adjusting field and their knowledge is instrumental in securing the maximum settlement for our clients. Some of our adjusters even worked as former Insurance Company adjusters, and they know exactly what carriers should pay. It’s like having a former IRS tax agent preparing your taxes or tax audit.

Florida Loss Public Adjusters has even created our own proprietary software that allows our clients to track their claim(s) online. Our exclusive on-line program allows our adjusters to work on claims via any Internet connection, and clients are able to log in, 24 hours a day, to track the progress of their insurance claim. We’ve invested years into developing this software for our clients, our adjusters, and our team. What other firm offers this unparalleled on-line service?

We Are Here To Assist You With Insurance Claims:

We Are Here To Help You

We have recovered settlements for thousands of clients. Read what some of them had to say below.

Storm damage claim to Citizens was denied. Retained your company to investigate. Your agent was professional and timely. The settlement was received very quickly.

Palm Beach Resort & Beach Club – Palm Beach Fla, 33480

Storm damage claim to Citizens was denied. Retained your company to investigate. Your agent was professional and timely. The settlement was received very quickly.

Palm Beach Resort & Beach Club – Palm Beach Fla, 33480

Public Adjuster Property Claims Advocate

What is a Public Adjuster?

In a nutshell, a public adjuster is an insurance claim advocate for the policyholder. A Public Insurance Adjuster advocates for you, the policy holder, and NOT the insurance company. The insurance company has their own adjusters that look after their own interests, and a public adjuster looks after your interests.

But wont my Insurance adjuster will give me what I need?

Our experience tells us this is unlikely. Insurance Company adjusters work for, report to, and are paid by, the insurance company. Insurance companies are businesses, and they too look after their own bottom line. We find that often times they opt to repair items when replacement should be given.

An average policyholder working alone with an insurance company adjuster can be like a person going to settle a lawsuit without having their own lawyer. Policyholders need this kind of professional representation.

If I hire a Public Adjuster, and I have to pay a percentage of my recovery, then I will then be short money?

This could be the biggest misconception, especially since our recoveries have often doubled the initial amount offed for a claim. For example, a Condo complex in Tamarac initially wanted to hire us to help them with their insurance claim but felt our fee would take away from their recovery amount. They decided to negotiate their insurance claim for almost a year and they only recovered $500,000. They felt they were shortchanged after going it alone, so they hired us to fight for addition monies. Within months we collected an ADDITIONAL $1 million dollars for this client.

Had they hired us from the beginning, we may have been able to collect even more than the toal 1.5 million, plus they would not have had the headache of trying to adjust their own claim.

What is a typical Public Adjuster Fee?

Public Adjuster fees are usually 20%, however when a State of Emergency is declared (like during a Hurricane), the State of Florida will cap Public Adjuster fees at 10%. Don’t believe our fee is well worth it? See our Client Testimonials.

Need Assistance?

Contact us now for claim help or to get additional information about our services.

Get Additonal Information From The Florida Loss Blog

fire damage adjusters

Will Your Insurance Company Cover Smoke Damage to Your Business in Florida?

If you own a small or medium-sized business, one of your biggest fears is having your store destroyed. If you suffer a fire in your commercial property, you will likely suffer thousands of dollars in damage. Your inventory may be destroyed. The contents of your...
Florida Public Adjuster

Can a Florida Public adjuster Help if You Suffer Water Damage in Your Home?

A lot of people think that, if you have flood insurance, you’re safe from water damage in your home. Florida public adjusters know this isn’t the case. While hurricanes and floods are the most common types of water damage, there are other ways you can suffer water...
Fire Damage Adjuster in Florida

What is the Best Way to Appraise Your Possessions After a Fire in Florida?

If you’ve suffered a house fire in Florida, you know it can impact your life forever. Not only do you need to get your house repaired, but you also lost a lot of personal possessions. If you’re like most people, you don’t even know where to begin. Most of us couldn’t...
Florida public adjuster

How Will an Insurance Company React When They Learn You Hired a Florida Public Adjuster?

Nobody likes having to deal with the insurance company. In a perfect world, when you submitted your insurance claim, it would be paid right away. And, sometimes, it does work this way. If your claim is small, there’s a good chance your claim will be paid. The...
hurricane damage public adjuster in Florida

Hurricane Isaias Has Wreaked Havoc Up and Down the Florida Coast

Anyone who lives in Florida knows that summer is the time for hurricane season. More than a dozen tropical storms and hurricanes are slotted to hit the Sunshine State this year. In fact, experts have actually said that it will end up being much worse than they...
water damage public adjuster in Florida

Why Would the Insurance Company Deny Your Claim for Water Damage in Florida?

It’s bad enough coming home to find your basement or living room flooded. It’s another thing to find out that your insurance company refuses to pay for repairs. Whether you have a bad storm or your sump pump is on the fritz, dealing with water damage can be more than...
hurricane damage public adjuster in Florida

How Long Does It Take for Your Hurricane Damage adjuster in Florida to Resolve Your Claim?

Now that we are firmly entrenched in hurricane season in Florida, it’s time to talk about insurance claims. If you’re lucky, you haven’t suffered any damage to your home this summer. If you’re like thousands of others, it won’t be long before you need to call a...
fire damage public adjuster

Do You Need to Hire a Fire Damage Adjuster if You Suffer an Electrical Fire in Florida?

Experiencing a house fire can be one of the most traumatic things you’ll ever go through. Standing outside and watching all of your worldly possessions go up in smoke is heartbreaking. There’s nothing you can do to stop it. All you can do is make sure that your family...
water damage public adjuster in Florida

Florida Public Adjusters Know the Main Causes of Water Damages in Your Home

Most people think their home is immune to things like water damage. However, even the most prepared homeowner can end up with things like damaged pipes or a broken sump pump. These are just two of the many things that can cause devastating water damage in your home....
hurricane damage public adjuster in Florida

Hurricane Damage Adjusters are Busy This Time of Year – How Can They Help You?

Anyone who lives in Florida knows that we are now in the beginning of hurricane season. While some years are worse than others, there are at least a few dangerous hurricanes every season. That’s why it’s so important to know how to get in touch with hurricane damage...
(954) 430-7333