Florida Loss Public Adjusters, Inc. - State License# E109802 |

(954) 430-7333

Florida Loss Public Adjusters

Advocating for Florida Policyholders Since 2004

NO RECOVERY, NO FEE. YOU CAN ONLY GAIN!

Call Florida Loss Public Adjusters Now:

(954) 430-7333(800) 430-7333

Florida Loss Public Adjusters

Advocating for Florida Policyholders Since 2004

Call Florida Loss Public Adjusters Now:

NO RECOVERY, NO FEE. You have NOTHING to lose. Call us local or toll free

Public Adjuster Property Claims Advocate

What is a Public Adjuster?

In a nutshell, a public adjuster is an insurance claim advocate for the policyholder. A Public Insurance Adjuster advocates for you, the policy holder, and NOT the insurance company. The insurance company has their own adjusters that look after their own interests, and a public adjuster looks after your interests.

But wont my Insurance adjuster will give me what I need?

Our experience tells us this is unlikely. Insurance Company adjusters work for, report to, and are paid by, the insurance company. Insurance companies are businesses, and they too look after their own bottom line. We find that often times they opt to repair items when replacement should be given.

An average policyholder working alone with an insurance company adjuster can be like a person going to settle a lawsuit without having their own lawyer. Policyholders need this kind of professional representation.

If I hire a Public Adjuster, and I have to pay a percentage of my recovery, then I will then be short money?

This could be the biggest misconception, especially since our recoveries have often doubled the initial amount offed for a claim. For example, a Condo complex in Tamarac initially wanted to hire us to help them with their insurance claim but felt our fee would take away from their recovery amount. They decided to negotiate their insurance claim for almost a year and they only recovered $500,000. They felt they were shortchanged after going it alone, so they hired us to fight for addition monies. Within months we collected an ADDITIONAL $1 million dollars for this client.

Had they hired us from the beginning, we may have been able to collect even more than the toal 1.5 million, plus they would not have had the headache of trying to adjust their own claim.

What is a typical Public Adjuster Fee?

Public Adjuster fees are usually 20%, however when a State of Emergency is declared (like during a Hurricane), the State of Florida will cap Public Adjuster fees at 10%. Don’t believe our fee is well worth it? See our Client Testimonials.

Servicing all of Florida, from Key West to the panhandle

We assist policyholders throughout Florida, South Florida, Pembroke Pines and surrounding communities with property-related insurance claims. Our South Florida public adjusters represent policy-holders from homeowners to commercial property owners and also multi-unit policy holders. We realize that navigating through the insurance claim process can be a daunting task, but our team at Florida Loss Public Adjusters Inc. is here to make the process as simple and streamlined as possible.

We have a highly specialized team to serve you, consisting of professional Claim Adjusters, Estimators, I.T. Professionals, and Project Managers dedicated to providing the support needed in difficult times. We’ve been in business since 2004, and our team of Adjusters have over 50 years combined experience in the insurance adjusting field and their knowledge is instrumental in securing the maximum settlement for our clients. Some of our adjusters even worked as former Insurance Company adjusters, and they know exactly what carriers should pay. It’s like having a former IRS tax agent preparing your taxes or tax audit.

Florida Loss Public Adjusters has even created our own proprietary software that allows our clients to track their claim(s) online. Our exclusive on-line program allows our adjusters to work on claims via any Internet connection, and clients are able to log in, 24 hours a day, to track the progress of their insurance claim. We’ve invested years into developing this software for our clients, our adjusters, and our team. What other firm offers this unparalleled on-line service?

New Claim

New Claim? Call Florida Loss FIRST!

Call us the very moment you have a Residential, Business, or Commercial loss and we'll handle everything for you. We'll report your claim to the insurance carrier, document all the damages with photos and a written estimate, then meet your adjuster to negotiate your loss and maximize your settlement.

Old Claim

Re-Open your Old Claim

Do you have a claim, less than 3 years old, where you think you might have been underpaid? Let us take a look just to make sure you were properly compensated for your loss. If we feel we can get you more money, we'll re-open your claim. No recovery, no fee, nothing to lose!

Denied Claim

Overturn Your Denied Claim

Denied property claim for your home, business, or complex? Some claims are wrongfully denied just because of the way the loss was reported, and we've overturned many. Let our experts take a second look at your denied claim to determine if your denial is valid.

We Are Here To Assist You With Insurance Claims:

We Are Here To Help You

We have recovered settlements for thousands of clients. Read what some of them had to say below.

Need Assistance?

Contact us now for claim help or to get additional information about our services.

Get Additonal Information From The Florida Loss Blog

fire damage adjusters

Fire Damage Adjusters Present the Top Dos and Don’ts for Filing a Claim

A home fire can turn your life upside down. It can leave you wondering how you can ever go back to the peaceful and cozy life you used to enjoy. Although this is a stressful time, you need to be calm, practical and prepare to file an insurance claim with your home...
Hurricane Damage Adjusters

Hurricane Damage Adjusters Explain the Differences Between Home Insurance Policies

Some of the most unfortunate situations we encounter in our work as hurricane damage adjusters are when homeowners do not know exactly what their insurance policy covers. As we discussed in a previous blog, one of the key myths policyholders still believe is that...
Florida Public Adjuster

A Florida Public Adjuster Discusses the Challenges of Filing Vandalism Claims

You come back home and find it vandalized. Broken windows and doors, damage to your furniture and wall. After the first wave of shock, you prepare to call your insurance company. You need to notify them that you will be filing a claim. At the same time, you should...
Florida Public Adjuster

A Florida Public Adjuster Explains the Warning Signs that Your Claim May Be Denied

You have just filed an insurance claim after your home suffered damages due to a covered event. You believe that everything will go smoothly. And you will soon get paid and start repairing or replacing the damages. Unfortunately, this often is not the case. An...
fire damage adjusters

Fire Damage Adjusters Help You Get Started with Home Repairs Faster

If you had a home fire, you are probably thinking about getting your claim approved as soon as possible to start the repair works. You have submitted your claim according to your insurer’s rules. And you are expecting their adjuster any moment now in order to perform...
Copper Pipes

Florida Public Adjuster Explains Why Copper Pipes Are in the News

If you live in Florida, you most likely subscribe to the local news and have probably seen at least one news story on the topic of leaky copper pipes. We are not talking about a few isolated cases. But many homeowners whose houses were flooded. As any Florida public...
cast iron pipe damage

A Florida Public Adjuster Explains Why Cast Iron Pipes Break Down

Many older Florida homes still have cast iron pipes. As we discussed in a previous blog post, when one of these pipes starts leaking, homeowners have a hard time getting a fair compensation from their insurance company. This is why you should ask a Florida public...
Fire Damage Adjusters

Repair or Rebuild? Fire Damage Adjusters Can Help You Afford Each Option!

After a fire, you may be able to replace lost items and repair your home. However, in some cases, the damage is so extensive, that the only reasonable option would be to rebuild your home. With the assistance of experienced fire damage adjusters, you can file a total...
Florida Public Adjuster

Undervalued Claim: Why It Pays to Hire a Florida Public Adjuster

Like many other Floridians, you probably had to file an insurance claim after your home got damaged by any event covered by your homeowner policy. You did everything by the book. Your claim was approved, but you may feel that you came up shortchanged. Unfortunately,...
Florida Public Adjuster

A Florida Public Adjuster Can Help You Get Paid after Your House Was Flooded

You come back home to find everything in a state of disaster. There is water everywhere, damaged carpets and furniture, puckering drywall. After you overcome the first shock, your next instinct is to call your insurance company and file a flood damage claim. According...
(954) 430-7333