Florida Loss Public Adjusters, Inc. - State License# E109802 |

(954) 430-7333

Florida Loss Public Adjusters

Advocating for Florida Policyholders Since 2004

NO RECOVERY, NO FEE. YOU CAN ONLY GAIN!

Call Florida Loss Public Adjusters Now:

(954) 430-7333(800) 430-7333

Florida Loss Public Adjusters

Advocating for Florida Policyholders Since 2004

Call Florida Loss Public Adjusters Now:

NO RECOVERY, NO FEE. You have NOTHING to lose. Call us local or toll free

Public Adjuster Property Claims Advocate

What is a Public Adjuster?

In a nutshell, a public adjuster is an insurance claim advocate for the policyholder. A Public Insurance Adjuster advocates for you, the policy holder, and NOT the insurance company. The insurance company has their own adjusters that look after their own interests, and a public adjuster looks after your interests.

But wont my Insurance adjuster will give me what I need?

Our experience tells us this is unlikely. Insurance Company adjusters work for, report to, and are paid by, the insurance company. Insurance companies are businesses, and they too look after their own bottom line. We find that often times they opt to repair items when replacement should be given.

An average policyholder working alone with an insurance company adjuster can be like a person going to settle a lawsuit without having their own lawyer. Policyholders need this kind of professional representation.

If I hire a Public Adjuster, and I have to pay a percentage of my recovery, then I will then be short money?

This could be the biggest misconception, especially since our recoveries have often doubled the initial amount offed for a claim. For example, a Condo complex in Tamarac initially wanted to hire us to help them with their insurance claim but felt our fee would take away from their recovery amount. They decided to negotiate their insurance claim for almost a year and they only recovered $500,000. They felt they were shortchanged after going it alone, so they hired us to fight for addition monies. Within months we collected an ADDITIONAL $1 million dollars for this client.

Had they hired us from the beginning, we may have been able to collect even more than the toal 1.5 million, plus they would not have had the headache of trying to adjust their own claim.

What is a typical Public Adjuster Fee?

Public Adjuster fees are usually 20%, however when a State of Emergency is declared (like during a Hurricane), the State of Florida will cap Public Adjuster fees at 10%. Don’t believe our fee is well worth it? See our Client Testimonials.

Servicing all of Florida, from Key West to the panhandle

We assist policyholders throughout Florida, South Florida, Pembroke Pines and surrounding communities with property-related insurance claims. Our South Florida public adjusters represent policy-holders from homeowners to commercial property owners and also multi-unit policy holders. We realize that navigating through the insurance claim process can be a daunting task, but our team at Florida Loss Public Adjusters Inc. is here to make the process as simple and streamlined as possible.

We have a highly specialized team to serve you, consisting of professional Claim Adjusters, Estimators, I.T. Professionals, and Project Managers dedicated to providing the support needed in difficult times. We’ve been in business since 2004, and our team of Adjusters have over 50 years combined experience in the insurance adjusting field and their knowledge is instrumental in securing the maximum settlement for our clients. Some of our adjusters even worked as former Insurance Company adjusters, and they know exactly what carriers should pay. It’s like having a former IRS tax agent preparing your taxes or tax audit.

Florida Loss Public Adjusters has even created our own proprietary software that allows our clients to track their claim(s) online. Our exclusive on-line program allows our adjusters to work on claims via any Internet connection, and clients are able to log in, 24 hours a day, to track the progress of their insurance claim. We’ve invested years into developing this software for our clients, our adjusters, and our team. What other firm offers this unparalleled on-line service?

New Claim

New Claim? Call Florida Loss FIRST!

Call us the very moment you have a Residential, Business, or Commercial loss and we'll handle everything for you. We'll report your claim to the insurance carrier, document all the damages with photos and a written estimate, then meet your adjuster to negotiate your loss and maximize your settlement.

Old Claim

Re-Open your Old Claim

Do you have a claim, less than 3 years old, where you think you might have been underpaid? Let us take a look just to make sure you were properly compensated for your loss. If we feel we can get you more money, we'll re-open your claim. No recovery, no fee, nothing to lose!

Denied Claim

Overturn Your Denied Claim

Denied property claim for your home, business, or complex? Some claims are wrongfully denied just because of the way the loss was reported, and we've overturned many. Let our experts take a second look at your denied claim to determine if your denial is valid.

We Are Here To Assist You With Insurance Claims:

We Are Here To Help You

We have recovered settlements for thousands of clients. Read what some of them had to say below.

Need Assistance?

Contact us now for claim help or to get additional information about our services.

Get Additonal Information From The Florida Loss Blog

Copper Pipes

Florida Public Adjuster Explains Why Copper Pipes Are in the News

If you live in Florida, you most likely subscribe to the local news and have probably seen at least one news story on the topic of leaky copper pipes. We are not talking about a few isolated cases. But many homeowners whose houses were flooded. As any Florida public...
cast iron pipe damage

A Florida Public Adjuster Explains Why Cast Iron Pipes Break Down

Many older Florida homes still have cast iron pipes. As we discussed in a previous blog post, when one of these pipes starts leaking, homeowners have a hard time getting a fair compensation from their insurance company. This is why you should ask a Florida public...
Fire Damage Adjusters

Repair or Rebuild? Fire Damage Adjusters Can Help You Afford Each Option!

After a fire, you may be able to replace lost items and repair your home. However, in some cases, the damage is so extensive, that the only reasonable option would be to rebuild your home. With the assistance of experienced fire damage adjusters, you can file a total...
Florida Public Adjuster

Undervalued Claim: Why It Pays to Hire a Florida Public Adjuster

Like many other Floridians, you probably had to file an insurance claim after your home got damaged by any event covered by your homeowner policy. You did everything by the book. Your claim was approved, but you may feel that you came up shortchanged. Unfortunately,...
Florida Public Adjuster

A Florida Public Adjuster Can Help You Get Paid after Your House Was Flooded

You come back home to find everything in a state of disaster. There is water everywhere, damaged carpets and furniture, puckering drywall. After you overcome the first shock, your next instinct is to call your insurance company and file a flood damage claim. According...
Fire Damage Adjusters

Fire Damage Adjusters Warn: Put Your Safety First!

When there is a fire at your home, your first instinct is to flee. But then you think of all the things that could be burned to ashes and you stop and reconsider: should I try to put it out and limit the damages? In our experience as fire damage adjusters, the answer...
hurricane damage adjuster

A Hurricane Public Adjuster Can Help Vulnerable Homeowners

Hurricanes are frequent in Florida and generations of homeowners had to deal with their outcomes. Some families are already used to helping each other in difficult times to make ends meet until the insurance company pays up. But many vulnerable homeowners have no one...

Florida Public Adjusters Help Negotiate with Mortgage Lenders

When disaster strikes and you need money to repair your home, for which you still pay mortgage rates, you are caught between a rock and a hard place. Your mortgage lender is pressuring to keep up with your payments. Meanwhile, you are waiting for your claim to be...
Fire Damage Adjusters

The Top Florida Home Fire Causes, According To Fire Damage Adjusters

Our fire damage adjusters have seen many heartbreaking examples of the devastation caused by a home fire. Entire families have lost their house, their belongings and so many irreplaceable items that hold a sentimental value. We are always ready to use our experience...
Florida public adjuster

Florida Public Adjusters Debunk the Most Common Flood Insurance Myths

In our experience as Florida public adjusters, some of the most difficult situations arise when homes are flooded. The owners rely on their basic homeowners’ insurance to cover the damages. Unfortunately, there are many flood insurance myths on various internet sites....
(954) 430-7333