A statement from Florida Loss on COVID-19

Florida Loss Public Adjusters, Inc. - State License# E109802 |

(954) 430-7333

Florida Loss Public Adjusters

Advocating for Florida Policyholders Since 2004


Call Florida Loss Public Adjusters Now:

(954) 430-7333(800) 430-7333

Florida Loss Public Adjusters

Advocating for Florida Policyholders Since 2004

Call Florida Loss Public Adjusters Now:

NO RECOVERY, NO FEE. You have NOTHING to lose. Call us local or toll free

Public Adjuster Property Claims Advocate

What is a Public Adjuster?

In a nutshell, a public adjuster is an insurance claim advocate for the policyholder. A Public Insurance Adjuster advocates for you, the policy holder, and NOT the insurance company. The insurance company has their own adjusters that look after their own interests, and a public adjuster looks after your interests.

But wont my Insurance adjuster will give me what I need?

Our experience tells us this is unlikely. Insurance Company adjusters work for, report to, and are paid by, the insurance company. Insurance companies are businesses, and they too look after their own bottom line. We find that often times they opt to repair items when replacement should be given.

An average policyholder working alone with an insurance company adjuster can be like a person going to settle a lawsuit without having their own lawyer. Policyholders need this kind of professional representation.

If I hire a Public Adjuster, and I have to pay a percentage of my recovery, then I will then be short money?

This could be the biggest misconception, especially since our recoveries have often doubled the initial amount offed for a claim. For example, a Condo complex in Tamarac initially wanted to hire us to help them with their insurance claim but felt our fee would take away from their recovery amount. They decided to negotiate their insurance claim for almost a year and they only recovered $500,000. They felt they were shortchanged after going it alone, so they hired us to fight for addition monies. Within months we collected an ADDITIONAL $1 million dollars for this client.

Had they hired us from the beginning, we may have been able to collect even more than the toal 1.5 million, plus they would not have had the headache of trying to adjust their own claim.

What is a typical Public Adjuster Fee?

Public Adjuster fees are usually 20%, however when a State of Emergency is declared (like during a Hurricane), the State of Florida will cap Public Adjuster fees at 10%. Don’t believe our fee is well worth it? See our Client Testimonials.

Servicing all of Florida, from Key West to the panhandle

We assist policyholders throughout Florida, South Florida, Pembroke Pines and surrounding communities with property-related insurance claims. Our South Florida public adjusters represent policy-holders from homeowners to commercial property owners and also multi-unit policy holders. We realize that navigating through the insurance claim process can be a daunting task, but our team at Florida Loss Public Adjusters Inc. is here to make the process as simple and streamlined as possible.

We have a highly specialized team to serve you, consisting of professional Claim Adjusters, Estimators, I.T. Professionals, and Project Managers dedicated to providing the support needed in difficult times. We’ve been in business since 2004, and our team of Adjusters have over 50 years combined experience in the insurance adjusting field and their knowledge is instrumental in securing the maximum settlement for our clients. Some of our adjusters even worked as former Insurance Company adjusters, and they know exactly what carriers should pay. It’s like having a former IRS tax agent preparing your taxes or tax audit.

Florida Loss Public Adjusters has even created our own proprietary software that allows our clients to track their claim(s) online. Our exclusive on-line program allows our adjusters to work on claims via any Internet connection, and clients are able to log in, 24 hours a day, to track the progress of their insurance claim. We’ve invested years into developing this software for our clients, our adjusters, and our team. What other firm offers this unparalleled on-line service?

New Claim

New Claim? Call Florida Loss FIRST!

Call us the very moment you have a Residential, Business, or Commercial loss and we'll handle everything for you. We'll report your claim to the insurance carrier, document all the damages with photos and a written estimate, then meet your adjuster to negotiate your loss and maximize your settlement.

Old Claim

Re-Open your Old Claim

Do you have a claim, less than 3 years old, where you think you might have been underpaid? Let us take a look just to make sure you were properly compensated for your loss. If we feel we can get you more money, we'll re-open your claim. No recovery, no fee, nothing to lose!

Denied Claim

Overturn Your Denied Claim

Denied property claim for your home, business, or complex? Some claims are wrongfully denied just because of the way the loss was reported, and we've overturned many. Let our experts take a second look at your denied claim to determine if your denial is valid.

We Are Here To Assist You With Insurance Claims:

We Are Here To Help You

We have recovered settlements for thousands of clients. Read what some of them had to say below.

Need Assistance?

Contact us now for claim help or to get additional information about our services.

Get Additonal Information From The Florida Loss Blog

fire damage adjuster

Does Homeowner’s Insurance Cover a Grease Fire?

Even the best of cooks makes mistakes. If you somehow start a grease fire in your kitchen, try not to panic. Of course, that’s easier to say after the fact. A lot of people think they should throw water on a grease fire. That’s a big mistake. All that will do is make...
Florida Public Adjuster

Can You File a Claim if Your House is Burglarized?

Most Homeowners Insurance Policies Cover Break-Ins Most homeowner's insurance policies cover losses caused by a theft or break-in. Check your policy so you can let your Florida public adjuster know if it’s supposed to be covered. If it is, then your claim should be...
Florida water damage adjuster

Is Long-Term Water Damage Covered by Insurance?

Water damage can be one of the trickiest things to deal with in your home. It can be hard to discover a leak. Even if you find it, you may have no idea when or how it happened. You may need to call in some reinforcements in the form of a Florida water damage adjuster....
Fire damage adjuster in Florida

Are Fires More Common in the Summer?

One of the hardest things to recover from is a house fire. To see your family’s possessions go up in smoke is heartbreaking. That’s not to mention the mess you’ll have to deal with the fire damage itself. Before you start to clean up too much of the mess, you may want...
Florida Public Adjuster

Can A Florida Public Adjuster Get You More Value For Your Property?

If you learn that your home has been damaged in a fire, you’re going to panic. That’s what any normal person would do. Once things settle down, however, you need to get your insurance claim filed. If you experience any trouble doing this, call and talk to a Florida...
Florida public adjuster

Why Insurance Companies Will Deny Your Water Damage Claim?

If your pipes burst and you end up with damage in your home, you’ll need to file an insurance claim. If the claim isn’t paid, then you should consider talking to an experienced water damage adjuster in Florida. The Age of the Damage May Be the Reason Your Claim Was...
Florida Public Adjuster

How Fast Can Your Florida Public Adjuster Get Your Water Damage Claim Paid During Hurricane Season?

As we get closer to spring, we get closer to hurricane season in Florida. This is the time of year that insurance companies start to receive a higher number of hurricane damage claims. This is especially true if you live in a coastal area. As these claims roll in, the...
Fire Damage Adjuster in Florida

Can a Fire Damage Adjuster in Florida Get Your Claim Paid Faster?

When you get home and find out that your house is on fire, you feel like your whole world has been flipped upside down. Hopefully, the only thing that was damaged or destroyed were material possessions. These things are replaceable. In fact, that’s why you pay for...
Florida Public Adjuster

Will an Insurance Company Deny Your Claim if You Hire a Florida Public Adjuster?

If you suffer any sort of loss in your home, there’s no reason to think the insurance company wouldn’t cover the damage. After all, isn’t that’s why you pay insurance every year? It can be really frustrating to learn that the insurance companies deny a lot of claims...
fire damage adjuster in Florida

Can You Still File an Insurance Claim if Your House Was Destroyed Due to Arson?

Experiencing a house fire is one of the most traumatic experiences of your life. To watch all of your earthly possessions go up in smoke is heartbreaking. To find out that your fire was the result of arson is even worse. How can someone intentionally set an innocent...
(954) 430-7333