WATER DAMAGE CLEANUP
If you want to own real property in a subtropical region like South Florida, you'd better come to terms with water. Claims for water damage cleanup and restoration reflect this reality. These are the most common type in our insurers' Inboxes. INSIDE JOB?...
MET YOUR MATCH?
Matching repairs. Another reason why it’s so important for property owners to partner with an experienced public adjuster. If you’re wondering what public adjusters have to do with dating, there’s proof positive. It's not about that. In the property insurance world,...
SOUTH FLORIDA PROPERTY DAMAGE
Our sunny state of Florida is world-famous for our friendly winter climate and gorgeous beaches. South Florida property damage is special, too. That's why we rank Number One among the 50 United States in cost of homeowner’s insurance premiums. Our average annual bill...
2019 FLORIDA INSURANCE REFORM LAW
On the first day of this month ( July 1, 2019) a change in Florida insurance law took effect. The law emerged from a 7-year-long debate involving insurance reformers and companies. It’s known as “assignment of benefits reform”. Florida Insurance Commissioner David...
CLAIM DENIED OR UNDERPAID: THE LOWDOWN
The naïve view of the insurance industry sees it as a giant charity. Their ads promote this image. Slogans tell customers they’re in good hands, with a good neighbor. One who's there for them in time of trouble. A helpmate who pays claims promptly and in full. Then,...
HURRICANE WINDOWS
Before Bill Gates came along and changed the world, a “window” was a pane of glass that provided visibility. In homes, businesses, and in vehicles of all kinds. As buildings got taller, and vehicles moved faster, people worked on making glass stronger. The last thing...
AN UNHAPPY STATE OF AFFAIRS
Some things about the Sunshine State are actually not so sunny. Florida homeowner insurance, for example. Florida policyholders are the least satisfied in the entire country. A nationwide study of ratings of their insurance found Florida homeowners dead last in...
FLORIDA: STATE OF EMERGENCY
As Florida’s annual hurricane season begins, we begin to see and hear that word in news reports, ads, and Public Service Announcements. Naturally, it finds its way into everyday conversation. We think back to the recent hurricanes Michael, Irma, and Matthew. The wise...
OUR TEAM IS YOUR TEAM
When a homeowner needs to file a claim for damage to property, there is one very simple reality to face. There are two teams, see? There’s the policyholder’s team. And then, there’s the insurance company’s team. The homeowner’s team, obviously, is playing for every...
THE TWENTY PERCENT SOLUTION
We once were approached by a potential client with a pretty big damage case. He was thorough and aggressive in his talks with us. A very smart person. He asked, "Why pay a public adjuster 20% of what I can get for myself?" He couldn't accept the idea of public...