A statement from Florida Loss on COVID-19

Florida Loss Public Adjusters, Inc. - State License# E109802 |

(954) 430-7333

If you’re like most people, you don’t spend a lot of time looking behind your walls. You really have no reason to look at your pipes unless you have a plumbing problem. So, when you do have a flood, it can be hard to tell what damage is new and what damage is old.

Most homes in South Florida experience minor flooding at some point. Even if you live inland, during hurricane season you could end up with an inch or two of water in your home. Plus, you may suffer normal plumbing trouble from time to time.

When you put in your homeowner’s claim, you may be surprised to find out that it’s been denied. The insurance company may claim that the water damage in your home is dated and was not from the recent natural disaster. This is when it’s time to call a Florida public adjuster.

How Can a Public Adjuster in Florida Help?

It’s not uncommon for insurance companies to deny claims for water damage. They send someone out to the house to examine the damage caused by the storm. If the person they send out sees some old damage, they’re going to deny the entire claim. They won’t take the time or effort to determine what part of the damage may be new compared to old.

Your Florida public adjuster will dig deeper. They’ll check to see how much, if any, of the damage was really old. They can call in professionals to look at the existing plumbing work and determine if any of it existed prior to the recent storm. Once they get their report, they’ll resubmit your claim to the insurance company.

Will You Win Your Appeal?

There’s never a guarantee that your appeal will be paid. However, once the insurance company finds out you’ve hired a competent public adjuster in Florida, they won’t try to take advantage of you. They’ll have to return your adjuster’s calls and emails. They won’t be able to talk over them and try to confuse them.

The other good thing is that your Florida public adjuster has spent years developing relationships in the insurance industry. Their good reputation will come in handy when it comes to getting your claim paid.

If you’ve suffered water damage in your home, call and talk to an experienced public adjuster in South Florida today.

(954) 430-7333