If you live in Florida, you most likely subscribe to the local news and have probably seen at least one news story on the topic of leaky copper pipes. We are not talking about a few isolated cases. But many homeowners whose houses were flooded. As any Florida public adjuster can tell you, these people are now fighting hard with their insurance companies to get their claims approved and paid.
This is nothing new, unfortunately. As soon as an unrelated event grows into a systemic problem, insurance companies start making the claim approval process as complicated and protracted as possible. For a Florida public adjuster, it is not guesswork, but actual work experience. Many of our adjusters used to work for insurance companies and know exactly what happens when a lot of people start filing claims for the same issue.
The Good, the Bad and the Ugly – the Copper Pipes Saga
Copper is one of those ambivalent materials that you first hear how great it is. Then, a few years later how bad it is. Here is the truth, as explained by an experienced Florida public adjuster.
Copper is a metal that can be extracted directly from rock and soil. Humans used it for the first time over 5,000 years ago. They blended it with another metal and started the Bronze Age. It is not only a reliable, long-lasting building material, but, in very small quantities, it is necessary for the healthy functioning of living organisms.
The bad thing about copper pipes, as a Florida public adjuster witnesses almost on a daily basis, is that they corrode with ease. Moreover, they tend to crack if water flow in copper pipes exceeds specific levels.
The worst thing about copper pipes is that the material may leak into the water you drink. Although it is necessary in certain levels. The Center for Disease Control and Prevention warns that too much copper is toxic both for children and adults.
What to Do If Your Broken Copper Pipes Flood Your Home
Ideally, you should replace copper pipes before they cause a problem. But it is such a major home improvement material, that few families afford it without careful budget planning.
However, if disaster occurs and you find your house flooded by leaky copper pipes, you should hire a Florida public adjuster to help you:
- Assess the damages caused by the flooding
- Prepare and file your insurance claim
- Negotiate with the insurance company to get a fair payout.
Do not let the insurance company undervalue or dismiss your claim. An experienced Florida public adjuster can help you get paid enough to cover your damages. Contact us now!