A statement from Florida Loss on COVID-19

Florida Loss Public Adjusters, Inc. - State License# E109802 |

(954) 430-7333

The reason you pay for homeowner’s insurance is to protect your home in the event of a disaster. If your home is damaged in a storm or fire, then you should be covered. The same is true if your home is broken into and you lose valuable property. So when your claim is denied, it can be really frustrating. Why pay for insurance if the company is just going to deny your claim? You need a Florida public adjuster to help.

One way to know if your claim was rightfully denied is to talk to a public adjuster in Florida. They can review your claim and see if it was filed properly. They can also look at the denial letter to see whether or not the insurance company had a legitimate basis to deny your claim. If not, they will certainly help you file your appeal. Either way, there’s too much at risk to just take the denial sitting down. You need to determine if your claim should’ve been paid the first time around.

What are Some of the Common Reasons for Denial in Florida?

In order to know if your claim should’ve been approved, you need to know what the company denied it. For example, if the company denies your claim because you didn’t file certain paperwork, that could be easy to fix. Or, if you’ve missed certain deadlines, you can at least understand why it wasn’t paid. That doesn’t necessarily mean your appeal will be successful. That’s why you need to hire an experienced Florida public adjuster. They can at least try to get your claim paid. It really depends on what the original reason for the denial was as to whether you have a good chance at having it paid.

Some of the common reasons why your claim may be denied include:

  • You didn’t supply all the necessary information
  • You’re missing paperwork
  • You waited too long to report the damage
  • The insurance company believes you caused the damage or intentionally damaged your property

If any of these are the case, it may impact your ability to have your claim paid. This is why you should call and talk to an experienced Florida public adjuster sooner rather than later. They can at least make sure your claim is properly filed. If not, they can do their best to fix things so that you get the money you deserve.

(954) 430-7333