Florida Loss Public Adjusters, Inc. - State License# E109802 |

(954) 430-7333

For Floridians, hurricanes are a constant part of life. Whenever one of them hits our state, it leaves behind incalculable damages. This includes lives lost and uprooted families from their quiet, peaceful routine. However, hurricane damage adjusters know that these damages can be precisely calculated and recovered, including a damaged roof.

If you notice that your roof is damaged and leaks after a major storm or hurricane, you should call an experienced adjuster. They can help you assess the damage and prepare an insurance claim.

Does Your Home Insurance Cover Roof Damage?

Most homeowners’ insurance policies cover roof damage, especially caused by elements such as heavy rain, hailstorm, heavy snow, or high winds. Unfortunately, this does not mean that it is an easy job to file your claim and get paid by the insurer.

An insurance adjuster will be looking at every possible loophole to reduce or deny your claim. This is their job. They like to make sure that their employer (the insurance company) pays as little as possible. However, hurricane damage adjusters have the opposite job. They make sure that homeowners receive a fair claim amount to repair or replace the damaged roof.

What to Do After a Hurricane Damaged Your Roof

The first thing you need to do is follow the official safety instructions after a hurricane. This puts your personal safety above your desire to salvage as many belongings as possible. In any case, you may not be able to access a flooded home immediately after the storm.

You should contact your insurance company and experienced hurricane damage adjusters, when you do. It is in your best interest to have your own specialist present while the insurance adjuster inspects the damaged roof. The public adjuster will discuss with the insurer’s representative, pointing out aspects that they may have ignored (by error or intentionally).

Warning: Unlicensed Roof Work May Get Your Claim Denied!

Our hurricane damage adjusters encountered this situation on several occasions. This is why we have issued these warnings. Never attempt to fix your roof on your own. Also, never hire unlicensed workers in an attempt to save money.

The insurance company will ask for documents on every work done on your roof. And they will be able to identify signs of repair work. Without these documents, you could likely have a denied claim. This could occur even if your policy covers the event that caused the damage.

Experienced hurricane damage adjusters can help you get paid after a disaster. But only if you have all your papers in order. Contact us as soon as possible after storm damage. You can rest assured that we will do our best to negotiate the highest claim payout you are entitled to receive!

(954) 430-7333